Westport Wealth Partners | Raymond James
Services
Business Exit & Succession Planning Understanding what your business is worth, what metrics outside buyers focus on, and how to position it for the transition you want — years before you need to act. Comprehensive Financial Planning A structured plan that coordinates investments, tax strategy, estate planning, and business planning into one clear picture. Not just portfolio management. Wealth Management Portfolio construction and investment management aligned to your overall financial plan — not the other way around. Tax Mitigation Strategies Coordinated strategies designed to help reduce your tax exposure across income, capital gains, and estate — working alongside your CPA. This is one of the areas clients are most surprised to learn we address. Raymond James does not provide tax or legal services. We coordinate these strategies with your existing advisory team.
Who We Serve
Small to Medium Size Business Owners Your business equity is the largest asset on your personal balance sheet. What it’s worth and how to plan for an eventual exit is the question. That's where we start. Private Equity & Hedge Fund Professionals Concentrated wealth in illiquid interests, complex compensation structures, and a tax landscape that requires active planning. We understand your world. Real Estate Investors & Developers Most of your net worth is locked in hard assets. Converting that into a diversified, income-generating financial life requires planning that goes well beyond a brokerage account. Healthcare Practice Owners Private equity is circling. DSO offers are real. Understanding what your practice is worth — and what comes after a sale — is a financial planning problem that most advisors aren't equipped to address. Technology Founders & Executives Your equity is concentrated. A liquidity event is coming, and the financial plan has to start somewhere. It should start before the transaction, not after. Corporate Executives Complex compensation, deferred equity, and a financial life that's been perpetually on the back burner while you focused on the job. We build the plan you've been meaning to build.
About Services Who We Serve Contact
19 Ludlow Rd, Suite 202, Westport, CT 06880 | 203.298.1834 Client Access Schedule a Conversation

A Plan That Looks Good on Paper

Most pre-retirees we meet have already done the math. They've run the numbers through a retirement calculator, watched a 401(k) grow for thirty years, and landed on a round number that's supposed to mean "you're set." What they haven't done is ask the harder question: what does that number actually turn into, month after month, for the next thirty years of life?

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Are You Actually on Track?

A balance isn't a plan. Two households with an identical $2 million portfolio can be in very different positions depending on when they claim Social Security, how their assets are taxed as they're drawn down, and whether their income can genuinely replace a paycheck without forcing them to sell the wrong asset at the wrong moment. We help pre-retirees answer the real question: not "how much do I have," but "how much can I actually count on, every year, regardless of what the market does."

The Decisions That Move the Needle

Small decisions made years before retirement often matter more than any single investment choice. When to claim Social Security can shift lifetime income by six figures. A Roth conversion executed in the right window, before required distributions and Social Security push you into a higher bracket, can meaningfully reduce a lifetime tax bill. And for the portion of a portfolio that needs to behave like a paycheck, a deliberate annuity strategy, used as one tool rather than a blanket solution, can provide a floor of guaranteed income that frees the rest of the portfolio to be invested for growth. None of these decisions happen in isolation, each one changes the others.

Retiring in Connecticut

Connecticut adds its own layer of complexity: how the state taxes Social Security and pension income, the cost of maintaining a home and health care in one of the highest cost-of-living states in the country, and the reality that many pre-retirees here split time between Connecticut and a second home or family elsewhere. A retirement income plan built for a national average doesn't account for any of that. One built specifically around Connecticut's tax rules and cost of living does.

Turning Savings Into Income

We build retirement income plans, not just investment portfolios: stress-tested against the decisions actually in front of you: when to claim, when to convert, when to annuitize, and how to turn what you've saved into income you can't outlive.

The question worth asking isn't whether you've saved enough. It's whether you actually know what your retirement income looks like, and whether it's ready for the life you want to live.

All annuity guarantees are subject to the claims-paying ability of the issuing insurance company. Annuities are long-term investments designed for retirement purposes.